Business Loan Services
John Marshall Bank can provide your business with a ready source of funding to keep your business running smoothing and profitably. We offer a full range of lending products tailored to your individual needs:
Lines of Credit
Take advantage of business opportunities as they arise. A John Marshall Bank line of credit is a convenient and cost-effective way to borrow and repay what your business needs, when it needs it. Use your line of credit to:
- Fund seasonal changes in inventory and receivables
- Fund the short-term growth in your working capital needs
- Take advantage of vendor discounts
- Meet unexpected cash needs
Ask us about our special program for Government Contract receivables. Pledge your Government Contract receivables as collateral for a John Marshall Bank line of credit and you may qualify for up to 90% financing.
Term Loans
Fund your company's growth and achieve your long term goals. Term loans are a lump-sum disbursement with payback over a specified period of time. They are used to finance equipment, fund an acquisition, or other long-term need. Repayment terms are flexible and are designed on a case-by-case basis to match your company's business cash flow. Use your term loan to:
- Strengthen your competitive position or become more efficient by obtaining the equipment and assets you need to grow.
- Increase your permanent working capital to fund rapid growth
Commercial Real Estate Loans
We offer a full menu of commercial real estate loans to both investors and owner occupants, including:
- Land acquisition and development loans
- Construction loans
- Permanent mortgages on income-producing or owner-occupied properties
We offer both fixed and floating rate loans and flexible repayment terms, designed to match your specific cash flow requirements.
SBA Loans
Start your own business. Purchase a franchise. Get the capital your existing company needs to grow and prosper. With a John Marshall Bank Small Business Administration (SBA) loan we can provide you with longer term repayment options and lower collateral requirements. We offer:
- 7(a) Loans - Loans with up to 10-year repayment terms that can be used to start your own business or expand your existing operations.
- 504 Loans - 90% financing for land, building, machinery and equipment, with extended repayment terms.
For more detailed information about SBA guaranteed loans, click here.
For more information call us at 703-845-2700 and ask for one of our knowledgeable commercial lending officers. Click here for a Commercial Loan Application to apply for any of the loans described above.