Personal Deposit Services
John Marshall Bank offers a variety of Personal Checking and Savings Accounts to meet your banking needs, including JMB Free Checking.
With your personal checking account you also get the following additional benefits:
- Free Allpoint® MasterCard ATM or Checkcard with access to over 32,000 surcharge-free ATM's nationwide.
- Free online banking and bill pay
- 24-Hour telephone banking
- Overdraft protection available (subject to approval)
A comparison of our personal deposit products is provided in the following product charts. If you need assistant in choosing the right products, please ask one of our knowledgeable customer service representatives, or call us at 703-845-2700.
Personal Checking Accounts
| JMB Free Checking | JMB Interest Checking | |
| Minimum to Open | $100.00 | $100.00 |
| Minimum to Avoid Fee | n/a | $1,000 average |
| Monthly Fee if Below Min. | n/a | $10.00 |
| Interest Rate | n/a | Please ask for current rates |
| Checks | First Order Paid by Bank (Basic Wallet Size) | First Order Paid by Bank (Basic Wallet Size) |
| Electronic Banking | Free Allpoint MasterCard Debit Card with surcharge free | |
| ATM access**; Free Telephone Banking; Free Internet Banking; Free Bill Pay Plus | ||
*APY = Annual Percentage Yield
**If your Allpoint Debit Card is not used for six consecutive months, it is subject to being replaced with a standard MasterCard Debit Card that does not have access to the surcharge free ATM network.
Consumer Savings / Money Market Accounts
| Savings | Junior Savings* | Money Market | Premium Money Market | |
| Minimum to Open | $50.00 | $5.00 | $100.00 | $1,000.00 |
| Minimum to Avoid Fee | $100 average | no minimum | $1,000.00 average | $2,500.00 average |
| Monthly Fee if Below Min. | $3.00 | n/a | $10.00 | $15.00 |
| Interest Rate | Please ask for current rates | |||
| Maximum Withdrawals / Mo | 3 | 3 | 6 (3 by check withdrawal) | 6 (3 by check withdrawal) |
| Fee for Excess Withdrawals | $3.00 | $3.00 | $10.00 | $10.00 |
| Checks | N/A | N/A | First Order Paid by Bank (Basic) | First Order Paid by Bank (Basic) |
| ATM Access | Yes** | No | Yes** | Yes** |
| Telephone Banking | No additional charge | No additional charge | No additional charge | No additional charge |
| Internet Banking | No additional charge | No additional charge | No additional charge | No additional charge |
*Account holder must be 17 years old or younger; must be joint with parent
**Must have related checking account for ATM access
CDARS
CDARS® is the Certificate of Deposit Account Registry Service®. It is the most convenient way to enjoy full FDIC Insurance on deposits of up to $30 million. With CDARS, you sign one agreement with John Marshall Bank, earn one interest rate, and receive one regular statement. It is perfect for customers who want the extra protection of FDIC Insurance for deposits over $100,000 but don't want to deal with multiple banks. Ask us for current rates.
Click here for a Personal Account Information Sheet, which all new customers complete to open any of the accounts described above. If you are not sure which account would be best for you, please stop by or give us a call at 703-845-2700, and we would be happy to help!