Personal Loan Services
John Marshall Bank offers a wide variety of personal loans to help you manage your personal cash-flow and achieve your goals.
How to Open an Account
To open an account, complete a Personal Account Information Sheet and return it to your nearest location.
Home Equity Loans and Lines of Credit
Use the equity in your home to finance home improvements, pay for education expenses, buy a new car or consolidate higher-rate credit card debt. The loan amount and interest rate is based on your home's appraised value and the amount of equity in your home. We offer interest-only lines of credit and term loans with repayment terms of up to fifteen years. And interest payments on our home equity loans and lines of credit may be tax deductible (check with your tax advisor).Click here for our Personal Loan Application to apply for a Home Equity Line of Credit. To apply for a Home Equity Loan, please use our Mortgage Loan Application.
Ask one of our banking associates about our current rates and repayment terms. Click here for our a Personal Loan Application.
Vehicle Loans
Purchase your next car with a John Marshall Bank auto loan. We offer flexible terms to assist you with the purchase of a new or used vehicle. Monthly payments are fixed for the life of the loan. Click here for an Auto Loan Application.
Credit Cards
We offer the VisaŽ Platinum Credit Card through a partnership with UMB Bank, a leading card issuer with nearly 40 years of credit card experience. The card comes with an introductory offer of 0% APR for 6 months on purchases and balance transfers; and an introductory no balance transfer fee offer during the first 6 months the card is open.*You pay no annual fee and receive a low variable APR of 9.74% plus Prime on purchases and balance transfers (Currently 12.99% APR as of August 1, 2010).Ask us for an application or apply online by clicking the card image below.
*0.00% Introductory Annual Percentage Rate (APR) on Purchases applies for the first six months the account is open. Thereafter, the Purchase Advance rate is a variable APR of 9.74% + Prime, which is currently 12.99% as of August 1, 2010. Balance Transfers requested by calling 800-421-5184 or completing the Balance Transfer Request Certificate are considered a Purchase Advance. The balance transferred must be from an existing account with an issuer other than UMB Bank, n.a. or its Affiliates.
Other Personal Loans
We also offer flexible terms on secured and unsecured personal lines of credit and term loans. Ask one of our banking associates for details. Click here for a Personal Loan Application.